| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Floor insulation | — | £800 – £1,200 | £169 | 5.9 yrs | +6.1 pts · reaches D |
| Heating controls | — | £350 – £450 | £62 | 6.5 yrs | +2.2 pts |
| Cavity wall insulation | — | £500 – £1,500 | £126 | 7.9 yrs | +4.6 pts |
| Solar water heating | — | £4,000 – £6,000 | £131 | 38.1 yrs | +4.8 pts · reaches C |
| Solid wall insulation | — | £4,000 – £14,000 | £183 | 49.3 yrs | +6.6 pts |
| Solar photovoltaic panels | — | £9,000 – £14,000 | £156 | 50+ yrs | +5.7 pts · reaches B |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £827 a year — a 3.0% annual return on £27,900.
Restated at the fuel prices assumed in July 2026. This certificate, assessed in 2013, states £1,106 a year at the prices assumed then. Modelled costs, not a bill.
Sold prices
Estimated today: £189,484 HPI-indexed estimate, not a valuation
Garnet Street: 107 sales since 1995 · £136,992 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Lancaster Christ Church Church of England Primary School | Primary | 0.2 mi | — |
| Castle View Primary Academy | Primary | 0.3 mi | — |
| The Cathedral Catholic Primary School, Lancaster | Primary | 0.3 mi | — |
| Lancaster Royal Grammar School | Secondary | 0.3 mi | Progress 8 +0.59 · well above average (2023/24) |
| Lancaster High School | Secondary | 0.4 mi | Progress 8 -0.61 · well below average (2023/24) |
| Lancaster Girls' Grammar School | Secondary | 0.6 mi | Progress 8 +0.69 · well above average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01025095, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Garnet Street
How this home sits against its street.