| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Loft insulation | — | £100 – £350 | £110 | 2.0 yrs | +2.0 pts · reaches D |
| Heating controls | — | £350 – £450 | £84 | 4.8 yrs | +1.6 pts |
| Cavity wall insulation | — | £500 – £1,500 | £172 | 5.8 yrs | +3.2 pts |
| Flat roof insulation | — | £850 – £1,500 | £175 | 6.7 yrs | +3.3 pts |
| Floor insulation | — | £800 – £6,000 | £231 | 14.7 yrs | +4.3 pts |
| Solid wall insulation | — | £4,000 – £14,000 | £249 | 36.1 yrs | +4.6 pts · reaches C |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £1,021 a year — a 6.7% annual return on £15,200.
Energy costs as modelled on the certificate, not a bill. This fuel has too few recent certificates to restate at today's prices.
Sold prices
Estimated today: £108,152 HPI-indexed estimate, not a valuation
Settle Street: 120 sales since 1995 · £110,628 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Victoria Infant and Nursery School | Primary | 0.3 mi | — |
| Victoria Academy | Primary | 0.3 mi | — |
| Ramsden Infant School | Primary | 0.5 mi | — |
| Furness Academy | Secondary | 0.3 mi | Progress 8 -0.36 · below average (2023/24) |
| St Bernards Catholic High School, Barrow | Secondary | 1.0 mi | Progress 8 -0.63 · well below average (2023/24) |
| Walney School | Secondary | 1.9 mi | Progress 8 -1.20 · well below average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01019170, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Settle Street
How this home sits against its street.