| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Floor insulation | — | £800 – £1,200 | £164 | 6.1 yrs | +5.3 pts |
| Solar photovoltaic panels | — | £3,500 – £5,500 | £152 | 29.6 yrs | +4.9 pts · reaches C |
| Solar water heating | — | £4,000 – £6,000 | £128 | 39.2 yrs | +4.1 pts |
| Solid wall insulation | — | £4,000 – £14,000 | £178 | 50+ yrs | +5.7 pts · reaches B |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £622 a year — a 3.2% annual return on £19,500.
Restated at the fuel prices assumed in July 2026. This certificate, assessed in 2022, states £1,178 a year at the prices assumed then. Modelled costs, not a bill.
Sold prices
Estimated today: £421,359 HPI-indexed estimate, not a valuation
Howard Road: 320 sales since 1995 · £277,914 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| St John the Baptist CofE Primary School | Primary | 0.2 mi | — |
| Avenue Primary School | Primary | 0.2 mi | — |
| St Thomas More Catholic Voluntary Academy | Primary | 0.6 mi | — |
| Lancaster Academy | Secondary | 0.8 mi | Progress 8 -0.65 · well below average (2023/24) |
| Sir Jonathan North Girls' College | Secondary | 0.8 mi | Progress 8 +0.51 · well above average (2023/24) |
| Madani Girls' School | Secondary | 0.9 mi | Progress 8 +1.14 · well above average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01013650, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Howard Road
How this home sits against its street.