| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Draughtproofing | — | £80 – £120 | £276 | 0.4 yrs | +9.1 pts |
| Loft insulation | — | £100 – £350 | £156 | 1.4 yrs | +5.1 pts |
| Floor insulation | — | £800 – £1,200 | £327 | 3.1 yrs | +10.7 pts · reaches F |
| Change of heating system | — | £3,000 – £7,000 | £933 | 5.4 yrs | +30.6 pts · reaches D |
| Solid wall insulation | — | £4,000 – £14,000 | £354 | 25.4 yrs | +11.6 pts · reaches C |
| Solar photovoltaic panels | — | £9,000 – £14,000 | £303 | 38.0 yrs | +9.9 pts · reaches B |
| Double glazing(optional, beyond B) | — | £3,300 – £6,500 | £118 | 41.4 yrs | +3.9 pts |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £2,349 a year — a 8.8% annual return on £26,825.
Energy costs as modelled on the certificate, not a bill. This fuel has too few recent certificates to restate at today's prices.
Sold prices
Estimated today: £193,898 HPI-indexed estimate, not a valuation
Upgate: 141 sales since 1995 · £149,798 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Kidgate Academy | Primary | 0.2 mi | — |
| St Michael's Church of England School, Louth | Primary | 0.4 mi | — |
| Eastfield Infants and Nursery Academy | Primary | 0.7 mi | — |
| King Edward VI Grammar School | Secondary | 0.4 mi | Progress 8 +0.33 · above average (2023/24) |
| Louth Academy | Secondary | 0.4 mi | Progress 8 +0.42 · above average (2023/24) |
| Queen Elizabeth's Grammar School, Horncastle | Secondary | 11.7 mi | Progress 8 +0.28 · above average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01026089, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Upgate
How this home sits against its street.