| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Low energy lighting | — | £30 | £10 | 3.1 yrs | +0.2 pts |
| High-retention storage heaters | — | £2,000 – £3,000 | £439 | 5.7 yrs | +10.5 pts · reaches D |
| Cavity wall insulation | — | £500 – £1,500 | £166 | 6.0 yrs | +4.0 pts |
| Floor insulation | — | £800 – £6,000 | £223 | 15.3 yrs | +5.3 pts · reaches C |
| Solar photovoltaic panels | — | £3,500 – £5,500 | £206 | 21.8 yrs | +5.0 pts |
| Solar water heating | — | £4,000 – £6,000 | £173 | 28.9 yrs | +4.2 pts |
| Solid wall insulation | — | £4,000 – £14,000 | £241 | 37.4 yrs | +5.8 pts · reaches B |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £1,457 a year — a 5.7% annual return on £25,430.
Restated at the fuel prices assumed in July 2026. This certificate, assessed in 2020, states £1,931 a year at the prices assumed then. Modelled costs, not a bill.
Sold prices
Estimated today: £169,232 HPI-indexed estimate, not a valuation
Lumb Cottages: 3 sales since 1995
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Edenfield Church of England Primary School | Primary | 0.7 mi | — |
| Ramsbottom Stubbins Primary School | Primary | 0.9 mi | — |
| St Veronica's Roman Catholic Primary School, Helmshore | Primary | 1.1 mi | — |
| Haslingden High School and Sixth Form | Secondary | 1.1 mi | Progress 8 -0.13 · average (2023/24) |
| All Saints' Roman Catholic High School, a Voluntary Academy | Secondary | 1.8 mi | Progress 8 -0.78 · well below average (2023/24) |
| Woodhey High School | Secondary | 2.6 mi | Progress 8 +0.05 · average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01025357, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.