| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Hot water cylinder insulation | — | £15 – £400 | £73 | 2.9 yrs | +5.8 pts · reaches E |
| Low energy lighting | — | £25 | £4 | 6.7 yrs | +0.3 pts |
| Biomass boiler | −£5,000 Boiler Upgrade Scheme | £2,000 – £8,000 | £282 | 17.7 yrs | +22.5 pts · reaches D |
| Flat roof insulation | — | £850 – £1,500 | £64 | 18.2 yrs | +5.1 pts |
| Floor insulation | — | £4,000 – £6,000 | £85 | 50+ yrs | +6.8 pts · reaches C |
| Solar water heating | — | £4,000 – £6,000 | £66 | 50+ yrs | +5.3 pts |
| Solar photovoltaic panels | — | £5,000 – £8,000 | £79 | 50+ yrs | +6.3 pts · reaches B |
| Solid wall insulation | — | £4,000 – £14,000 | £92 | 50+ yrs | +7.3 pts · reaches A |
| Wind turbine(optional, beyond A) | — | £15,000 – £25,000 | £70 | 50+ yrs | +5.6 pts |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £744 a year — a 2.3% annual return on £31,908.
Energy costs as modelled on the certificate, not a bill. This fuel has too few recent certificates to restate at today's prices.
Sold prices
Estimated today: £117,772 HPI-indexed estimate, not a valuation
Friars Garth: 31 sales since 1995 · £79,938 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Holm Cultram Abbey CofE Primary School | Primary | 0.3 mi | — |
| Silloth Primary School | Primary | 4.5 mi | — |
| Kirkbride Primary School | Primary | 4.7 mi | — |
| Solway Community School | Secondary | 4.4 mi | Progress 8 -1.90 · well below average (2023/24) |
| The Nelson Thomlinson School | Secondary | 5.3 mi | Progress 8 -0.10 · average (2023/24) |
| Beacon Hill Community School | Secondary | 5.9 mi | Progress 8 -1.37 · well below average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01019102, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Friars Garth
How this home sits against its street.