| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Loft insulation | — | £100 – £350 | £77 | 2.9 yrs | +4.3 pts |
| Low energy lighting | — | £25 | £7 | 3.5 yrs | +0.4 pts |
| Floor insulation | — | £800 – £1,200 | £161 | 6.2 yrs | +8.9 pts · reaches E |
| Cavity wall insulation | — | £500 – £1,500 | £120 | 8.3 yrs | +6.7 pts |
| Change of heating system | — | £3,000 – £7,000 | £459 | 10.9 yrs | +25.5 pts · reaches C |
| Solar water heating | — | £4,000 – £6,000 | £125 | 40.0 yrs | +6.9 pts |
| Solar photovoltaic panels | — | £9,000 – £14,000 | £149 | 50+ yrs | +8.3 pts · reaches B |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £1,098 a year — a 4.6% annual return on £23,750.
Energy costs as modelled on the certificate, not a bill. This fuel has too few recent certificates to restate at today's prices.
Sold prices
Estimated today: £177,107 HPI-indexed estimate, not a valuation
Wharfedale Road: 61 sales since 1995 · £135,458 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Willow Lane Community Primary School | Primary | 0.3 mi | — |
| Lancaster Dallas Road Community Primary School | Primary | 0.6 mi | — |
| Lancaster Ryelands Primary School | Primary | 1.0 mi | — |
| Lancaster Girls' Grammar School | Secondary | 0.6 mi | Progress 8 +0.69 · well above average (2023/24) |
| Our Lady's Catholic College | Secondary | 0.8 mi | Progress 8 -0.51 · well below average (2023/24) |
| Ripley St Thomas Church of England Academy | Secondary | 0.9 mi | Progress 8 +0.60 · well above average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01025100, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Wharfedale Road
How this home sits against its street.