| Measure | Grant | Net cost | Saving / yr | Payback | Grade effect |
|---|---|---|---|---|---|
| Loft insulation | — | £100 – £350 | £93 | 2.4 yrs | +3.2 pts |
| Low energy lighting | — | £55 | £9 | 6.4 yrs | +0.3 pts |
| Cavity wall insulation | — | £500 – £1,500 | £147 | 6.8 yrs | +5.1 pts · reaches D |
| Band A condensing boiler | — | £2,200 – £3,000 | £121 | 21.6 yrs | +4.2 pts |
| Solar photovoltaic panels | — | £3,500 – £5,500 | £182 | 24.8 yrs | +6.3 pts |
| Floor insulation | — | £4,000 – £6,000 | £196 | 25.5 yrs | +6.8 pts · reaches C |
| Solar water heating | — | £4,000 – £6,000 | £152 | 32.9 yrs | +5.2 pts · reaches B |
Grants verified 20 August 2026. Costs are the register’s indicative ranges. Savings are restated at the fuel prices assumed in July 2026. Points per measure are estimated from 19.9 million certificates and rescaled to this home’s own certificate delta; the total is the register’s figure.
Running costs
The full plan saves £899 a year — a 4.9% annual return on £18,380.
Restated at the fuel prices assumed in July 2026. This certificate, assessed in 2022, states £1,236 a year at the prices assumed then. Modelled costs, not a bill.
Sold prices
Estimated today: £313,584 HPI-indexed estimate, not a valuation
Lower Minster: 21 sales since 1995 · £246,056 average over 10 years
Schools nearby
The schools’ own performance — Progress 8 shows value added, not just raw results.
| School | Phase | Distance | Progress |
|---|---|---|---|
| Our Lady and St Oswald's Catholic Primary School, A Voluntary Academy | Primary | 0.2 mi | — |
| Woodside Primary School | Primary | 0.7 mi | — |
| Holy Trinity Church of England Primary Academy and Nursery | Primary | 0.9 mi | — |
| The Marches School | Secondary | 0.4 mi | Progress 8 -0.29 · below average (2023/24) |
| Lakelands Academy | Secondary | 7.5 mi | Progress 8 -0.63 · well below average (2023/24) |
Schools from the DfE register, performance from the KS4 performance tables. Progress 8 is a GCSE measure, so primaries have none. Distance is straight-line from the postcode, not a catchment: admission is decided by the school, not by us.
Area context
Police-recorded crime for the wider neighbourhood, not this address. We grade homes, never neighbourhoods — so this is reported as a count, not a rating.
Police.uk street-level data for LSOA E01028917, to 2026-06. An LSOA holds about 1,500 people, so this covers far more than one street.
Lower Minster
How this home sits against its street.